Tag: tax planning

The Inherited IRA 10-Year Rule: How to Draw Down a $1.2 Million IRA When You Are Still Earning $400,000

Inherited IRA 10-year rule, 2026: when annual RMDs apply, the 25% penalty, and four ways to draw down…

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Retiring in a High-Tax State: What New Jersey, New York, and California Actually Cost a Woman With $3 Million

New Jersey, New York, and California each tax a $3M retirement differently. The 2026 exclusions, the NJ $150,000…

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Estimated Tax Payments on RSUs, Stock Sales, and Roth Conversions: The 2026 Guide for High-Net-Worth Women

RSU vests, stock sales, and Roth conversions in one year can leave you underpaid by six figures. The…

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What Is a QCD — and Why It May Be the Smartest Charitable Move in Your Retirement Plan

By Hazel Secco, CFP® CDFA® | Align Financial Solutions If you have an IRA and you give to…

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Tax Planning Vs. Tax Filing

Author: Hazel Secco, CFP®, CDFA® Estimated reading time: 1 minute Table of contents What is the difference between…

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A Comprehensive Guide to Retirement Planning for IBM Executives

About this guide. Align Financial Solutions is not affiliated with, endorsed by, or sponsored by IBM. Plan provisions…

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How to Make the Most of Your Meta Restricted Stock Units

About this guide. Align Financial Solutions is not affiliated with, endorsed by, or sponsored by Meta Platforms, Inc….

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2026 Tax and Financial Planning Numbers: A Practical Guide for the New Year

Written by Hazel Secco, CFP®, CDFA® As you look ahead to 2026, your mind might be on new…

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What is Tax Planning Anyway?

How Effective Tax Planning Can Help Your Retirement Income Written by Hazel Secco, CFP®, CDFA® Planning for taxes…

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ISOs and AMT in 2026: What Women Leaders Need to Know

Author: Hazel Secco, CFP®, CDFA® Table of Contents The alternative minimum tax (AMT) is a parallel federal tax…

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