FINANCIAL ADVISOR FOR HIGH-NET-WORTH WOMEN
Your Finances Have Outgrown Simple Answers.
The financial partnership you have been looking for, with an advisor who is legally obligated to put you first, every time.
THE TRUTH IS
You're Doing Well. But You're Probably Leaving Money on the Table.
You have done a lot right. You saved, you invested, you took the promotions and the equity that came with them. And somewhere along the way your financial life grew more moving parts than any one person can hold: RSUs vesting every quarter, a 401(k) from two employers ago, a brokerage account, a Roth, an HSA, an estate plan that predates half of it.
None of those pieces is a problem on its own. The cost shows up in the gaps between them: the stock sold in the wrong tax year, the accounts that were never tax-located, the conversion window that closed unconverted. Those are coordination mistakes, and they cost real money.
Coordinating all of it is the job we do.
IT'S TIME TO
Have One Plan That Coordinates Your Entire Financial Life.
At this stage, you can no longer afford mistakes, and the most common one is a set of isolated answers that conflict with each other. Align360™ Wealth Management brings every piece of your financial life, from your investments and equity compensation to your taxes and estate, into one plan that is built and managed year-round. One team sees the whole picture, so every decision is an informed one, tailored to your situation and to the life you want to live.
Women Who Carry the Financial Decisions
Align Financial Solutions is a fee-only fiduciary wealth management firm for high-net-worth women with complex financial lives: retirement, equity compensation, tax, and estate as one coordinated plan. Many of the women we work with carry the financial decisions in their households, whether they are independent single women, executives and business owners with significant wealth, or women within a few years of retirement. Some stepped into that role by choice. Others found it waiting for them after a divorce, a loss, or a spouse who would rather not deal with money. Either way, the decisions are theirs now.
Our role is to keep the whole picture in view, so every decision gets made on complete information. We are based in Hoboken, NJ, but we work with clients across the country virtually. If you are nearby, here is how we work with clients in New Jersey.
What Separates a Fee-Only Fiduciary From the Rest.
Not all financial advisors are the same. Here is what a fiduciary, fee-only advisor means in practice, and why it matters for you.
Fiduciary
A fiduciary is legally obligated to put your interests first, in every recommendation and at every point in the relationship. Ask any advisor whether that standard applies to them all of the time.
Fee-Only
We are an independent, fee-only financial advisor for women. We do not sell products or receive commissions, and we are a fiduciary 100% of the time.
Our work is designed for women with substantial investments and decisions to coordinate across retirement, taxes, and employer stock, and for high earners building toward that stage who want an ongoing advice relationship rather than a one-time answer.
Equity-Fluent
We speak the language of RSUs, ISOs, NQSOs, and ESPPs. We understand the tax consequences of every equity event and help you decide what to sell, hold, and exercise, and when.
Highly Rated
Hazel Secco is a recipient of the Wealthtender Voice of the Client Award, an honor based entirely on honest feedback from the clients we serve.
MEET HAZEL SECCO, CFP®, CDFA®
The advisor who sits on your side of the table.
I founded Align Financial Solutions for women who have already built real wealth and want a strategy equal to it.
I watched my grandmother and my mother, two fiercely independent women, carry financial anxiety they never deserved. Align is the firm I built so the women I serve never have to. Every recommendation we make is made as a fiduciary, with the whole of your financial life in view, and we are paid only by you.
Three steps, from first call to a plan that runs year-round.
Before you commit to anything, you will have met with us twice, seen what we heard and what we would work on first, and have your fee in writing. See the full process and what it costs.
The Align Call
A free 15-minute conversation. You tell us what prompted you to look for guidance, and we tell you whether Align is the right advice team for you and what the next step would be.
Discovery, then your plan
In the Discovery Meeting we work through your full financial picture and what matters most to you. At the Outcomes Discussion we show you what we heard and what we would work on first. When you onboard, we build your initial plan, the Wealth Blueprint™.
The annual rhythm
Two strategy meetings a year: a fall meeting focused on year-end tax planning, and a spring meeting covering everything that has changed in your plan and your life. Life events in between get handled when they happen.
What Clients Say About Working With Align.
Questions Women Ask Before They Book.
Who does Align Financial Solutions work with?
High-net-worth women who carry the financial decisions in their households, and high earners building toward that stage who want an ongoing advice relationship. Most of our clients are coordinating something with real moving parts: equity compensation, multiple accounts, a business, an inheritance, or a retirement transition.
Are you a fiduciary, and how are you paid?
We are fee-only advisors, paid only by our clients. We receive no commissions, we do not sell products, and we are a fiduciary 100% of the time.
Do you only work with clients in New Jersey?
No. We are based in Hoboken, NJ, but we work with clients across the country virtually.
What is included in wealth management at Align?
Investments, equity compensation, tax planning, protection, and estate, coordinated as one written plan and managed year-round, with two strategy meetings a year and coordination with your CPA.
What happens on the Align Call?
A free 15-minute conversation about what brought you here and how we work, so you can decide whether to book a Discovery Meeting, where we go deeper into your priorities and goals.
Know where you stand before the next decision.
Schedule a free 15-minute Align Call to talk through your situation, learn how we work, and find out whether Align is the right advice team for you.