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Blog Posts for Independent Women

How Do Restricted Stock Units Work

Stock Option Vesting: The Professional Woman’s Guide to Retirement Planning

Written by Hazel Secco, CFP®, CDFA® Introduction It’s no secret that women are underrepresented in senior leadership roles.  Despite this disparity, stock options can be a powerful wealth-building tool for professional women planning for retirement. However, navigating the complexities of stock option grants, vesting schedules, and exercise strategies can be overwhelming—especially when trying to integrate these… Read More »Resources

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financial planning for women

What Happens To My Equity Compensation When I’m Laid Off

What Happens To My Equity Compensation When I’m Laid Off Written by Hazel Secco The life sciences industry has been going through a wave of layoffs, leaving many professionals feeling uncertain about their financial future. If you’re facing the possibility of a job loss in the biotech sector, you might be worried about what will… Read More »Resources

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7 Strategies to Maximize Your ESPP Benefits as a Pharma Executive in 2025

Written by Hazel Secco, CFP®, CDFA® Introduction As a woman in the pharmaceutical industry, you face unique opportunities and challenges. Your Employee Stock Purchase Plan (ESPP) isn’t just an optional perk—it’s a strategic tool to help you build long-term wealth. Let’s explore key strategies to ensure you’re maximizing its potential in 2025. Why ESPPs Matter… Read More »Resources

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health insurance for retirement

Medicare Options During Retirement

Written by Hazel Secco Americans 65 years of age and older face a number of choices when it comes to medicare healthcare coverage. We look at the top considerations. Medicare is available to virtually all U.S. citizens and legal residents 65 years of age and over who have previously worked and paid U.S. taxes or… Read More »Resources

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How Do Restricted Stock Units Work

A Woman’s Guide to Retirement Planning with Equity Compensation

A Woman’s Guide to Retirement Planning with Equity Compensation Written by Hazel Secco, CFP ®, CDFA ® Equity compensation can be a game-changer for many women in executive roles, but let’s be honest—it can also feel overwhelming. Trying to navigate stock options, RSUs, and performance shares while juggling other financial goals, like maxing out your… Read More »Resources

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savings for retirement in a piggy bank

What is Tax Planning Anyway? 

Tax Planning Explained In Plain English By Hazel Secco, CFP ®, CDFA ® Planning for taxes in retirement is not something that intuitively comes to mind when you are looking at your nest egg. People often think about their taxes when it’s time to pay them or when they are surprised by an unexpected tax… Read More »Resources

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